04.
Credit Facilities
AKSU Business Loan: A comprehensive financing solution designed to support small-scale
businesses that require credit for growth and operational needs but lack conventional
collateral. This product offers flexible repayment terms, competitive interest rates, and
tailored support to help entrepreneurs achieve their business goals and sustain long-term
success.
AKSU Personal Loan: A versatile short to medium-term credit facility specifically for
individuals employed in verifiable organizations. This credit is perfect for managing both
planned and unplanned expenses, such as home renovations, medical bills, travel, or
emergency needs. With flexible repayment options and competitive interest rates, it provides
the financial security and convenience you need.
AKSU Salary Loan: An exclusive financial solution for staff of reputable organizations with
accounts domiciled at AKSU Microfinance Bank. This facility provides quick and easy
access to funds before payday, helping employees manage short-term financial needs without
stress. It features a simple application process, fast approval, and convenient repayment from
the next salary.
AKSU LPO: Financing A robust credit facility designed for customers who have Local
Purchase Orders (LPOs), Work Orders, and Contracts from reputable institutions. This
product offers upfront financing to fulfill contract obligations, ensuring smooth operations
and timely delivery of goods or services. It helps bridge the gap between order receipt and
payment, with competitive rates and flexible terms to support your business needs.
AKSU Micro Lease: A credit facility that involves providing small-scale leasing options for
individuals or businesses, typically for equipment or property. It allows customers to use
assets without owning them outright, often with flexible payment terms.
AKSU Group Loan: A robust short to medium-term facility provided to a reputable group of
individuals or organization who collectively borrow and are jointly responsible for repaying
the loan. This facility is to support small businesses or community projects, with the group
providing mutual support and accountability for loan repayment.
AKSU Staff Loan: A specifically designed financial advances provided to the employees of
the bank. This facility provides quick and easy access to funds for personal or professional
needs.
AKSU Overdraft: A credit facility that allows a current account holder to withdraw more
money than is available in their account, up to a specified limit. This is a flexible way to
manage short-term cash flow issues, but interest is typically charged on the overdrawn
amount. Overdrafts is available to individuals and businesses to cover temporary financial
shortfalls.
